A Remarkable Achievement

In a remarkable story of resilience and strategic planning, a 29-year-old Singaporean woman has announced her achievement of Coast FIRE (Financial Independence, Retire Early) after years of dedication and hard work. She took to social media on November 19, sharing her inspiring journey on Reddit’s ‘SingaporeFI’ forum.

Facing Challenges

The woman's path to financial independence wasn't easy. Working a grueling 40 to 60 hours a week in the demanding medical field, she also faced a significant personal health crisis: a cancer diagnosis last year. This added layers of emotional and financial strain to her life, but she emerged victorious from her battle, which has only fueled her determination to invest in her future.

Financial Achievements

Through disciplined saving and clever investing—in various assets like bonds and stocks—she has managed to generate a passive income of S$5,000 per month. This income comfortably covers her living expenses and allows her the freedom to explore her passions and interests without the pressure of traditional full-time employment.

Impressive Portfolio

One of the highlights of her financial journey is her impressive liquid portfolio, now standing at approximately S$1.8 million. Remarkably, S$750,000 of that total came from an insurance payout following her cancer treatment, showcasing the vital role that proper planning and safety nets can play in achieving financial stability.

Plans for the Future

Excitingly, she plans to pivot to part-time work—working just 20 hours a week—giving her time to follow her long-held dreams, such as travelling the world. “There’s a sense of freedom that I’ve always desired, and now I can finally explore it,