Introduction

Are you an iPhone or Apple Watch user tired of paying cash or using cumbersome payment apps like Venmo? Well, it's time to elevate your payment experience! With Apple Cash's new Tap to Cash feature in iOS 18, you can now send or receive money in person with just a tap of your device! Say goodbye to sharing phone numbers or emails – with Tap to Cash, all transactions are private.

What You Need to Get Started

Before you dive into this seamless payment method, ensure that both you and the person you’re transacting with are equipped with compatible devices. You’ll need an iPhone running iOS 18 or an Apple Watch with watchOS 11. Plus, a verified Apple Cash account is essential – but that’s a breeze to set up if you haven’t done it yet!

Keep in mind, there are limits on your transactions. You can send or receive a maximum of $2,000 within a seven-day period. That’s right! The minimum transaction amount is just $1, making it easy to send money for coffee or a quick lunch. If you need to send more in one go, switching back to Messages is your best bet. Also, bear in mind that Apple Cash is currently only available in the US.

How to Use Tap to Cash on Your iPhone

Ready to get started? Open your Wallet app and locate your Apple Cash card. Unlike traditional transactions, this method requires you to directly access the Wallet app instead of just double-clicking your phone’s side button. Once you’re in, select “Send or Request” and tap on “Tap to Cash.”

Enter the amount you wish to send along with an optional note to clarify the payment’s purpose. Hit “Next” to proceed, and then double-click the side button to confirm. Hold your iPhone close to the recipient’s device, and just like that, you’re good to go! After confirming that the transaction went through, you can easily check its status in the Wallet app under “Latest Transactions.”

Using Tap to Cash on Your Apple Watch

If your wrist is your new wallet, don’t worry! The process is just as easy on the Apple Watch. Open your Wallet, select your Apple Cash card, and tap on “Tap to Cash.” Enter the desired amount, then press “Next.”

Initiate the payment by double-clicking the side button and hold your watch next to the other person's device. You’ll receive a confirmation as soon as the money is sent. Curious about your latest transactions? You can effortlessly view them using the Wallet app on your watch.

Why Apple Cash is a Game Changer

This innovative feature not only streamlines personal payments but does so with an emphasis on privacy and security. While other popular payment services like Venmo may share your info, Apple’s secure approach keeps your details safe. Keep in mind that this feature is currently limited to users in the United States, but it’s gaining traction!

So, whether you're splitting bills with friends, sending cash for a special occasion, or just want to simplify your life, Apple Cash's Tap to Cash is the future of person-to-person payments. Are you ready to tap into convenience? Download iOS 18 today and start enjoying the next-generation payment experience!