Changes to Enrolment in 2025

This transformative change means that cardholders of the AMEX Centurion and AMEX Platinum Charge cards will need to take action to continue enjoying their high earn rates. Specifically, if these cardmembers do not enrol, they risk dropping their earning potentials to just 4.1 and 3.9 mpd, respectively.

For cardholders of the AMEX Platinum Reserve and AMEX Platinum Credit Cards, the good news is that they will maintain their current earn rate of 3.47 mpd without needing to register. This means that while some cardholders need to become proactive, others can enjoy their benefits seamlessly.

The Breakdown of Earn Rates

Here's a closer look at how the earning structure will change:

- AMEX Centurion Card - Without Enrolment: 4.1 mpd - With Enrolment: 8 mpd

- AMEX Platinum Charge - Without Enrolment: 3.9 mpd - With Enrolment: 7.8 mpd

- AMEX Platinum Reserve - Fixed: 3.47 mpd (no enrolment necessary)

- AMEX Platinum Credit Card - Fixed: 3.47 mpd (no enrolment necessary)

Notably, if you're a supplementary cardholder, don't fret; you won't be left out in the cold. All transactions made under supplementary cards will count towards the principal cardholder’s earn rate, thereby maximizing the potential to earn even more MR points.

How to Enrol?

Starting January 1, 2025, cardholders will be able to enrol effortlessly through the AMEX Experiences app, available on both Android and iOS platforms. The enrolment process is straightforward—only the principal cardholder needs to sign up, and supplementary cardholders will automatically benefit from the enhanced earn rates once registration is complete. Keep in mind, however, that you will need to re-enrol annually, so set a reminder for early 2026!

Participating Merchants

The 10Xcelerator programme features a variety of merchants, but it's essential to check the specific terms, as bonuses typically apply only to in-store transactions. Always read the details to ensure you maximize your earnings.

Be Prepared for the Transition

While many may welcome this change, there is potential for confusion among AMEX cardholders who may overlook the need to enrol. As always, it’s crucial to stay informed and proactive about your card's benefits.

In conclusion, these changes to the AMEX 10Xcelerator programme will impact how cardholders earn MR points in the future. For most, the transition should be smooth, but vigilance will be key. Don't be one of the cardholders caught off guard—mark your calendars for January 2025! As a reminder, customer service may not always provide resolutions to concerns about these updates, so make sure you’re well-informed. Stay savvy and maximize your rewards!